Modern financial management with a human touch
INVESTING
RETIREMENT
PLANNING
Comprehensive Wealth
Management Services in Fresno, CA
SCHEDULE A WEALTH
BUILDING SESSION
"Hi, we are Kerr Wealth Management in Fresno, CA. Kerr Wealth Management is a fee-only Registered Investment Advisor (RIA). Our Financial Advisors help people invest in their future, reduce taxes, save money and retire with confidence.
The customers we help happen to be a diverse group of successful small business owners, physicians, affluent, CEO's, farmers, teachers, nurses and retirees."
For us, it's all about YOU!
Transparent Pricing
Nothing is conflict free but as fee-only financial advisors we do our best to help you where you need it the most. With our fee-only pricing we disclose our fee's upfront.
Planning & Advice
Retire on your terms! Proper financial planning can help you get a better idea of what your future might look like. The old way of doing business meant you had to buy a product first. Our way, we start with you first and identify risks, opporunities and design a roadmap to independent wealth and financial freedom.
Straight Forward Investing
Keep it simple. After careful planning our team of fee-only advisor's work together to develop and manage your tailored investment portfolio. The old way - you purchased a product first from a broker and then you had to figure it out.
How we work together is entirely up to you.
Get ahead with professional investing advice
Kerr Wealth offers a professional 1-on-1 wealth management approach with an experienced fiduciary advisor backed by a team of dedicated staff, and professional managed portfolios to meet your needs.
Intelligent Advisory Support
Through our institutional relationship with Charles Schwab and with our advanced intelligent systems we can manage your existing portfolio so you dont have to. For a small fee our investment advisors will guide you along the way.
Actively Managed Investment Portfolios
With the help of our professionals we carefully design a portfolio model that doesnt rely on timing or what if's. Following a time tested allocation approach we can help you reach your future income needs.
A Wealth Management Firm With Many Facets...
Investment
Management
We are an independent investment advisory firm staffed with Accredited Wealth Managers and Certified Investment Management Analysts. Providing an actively managed approach to portfolio management, Kerr Wealth offers experience and a deep understanding of the stock market, fixed income markets, financial products, cryptocurrency and more.
401(K) & Retirement
Plans
Kerr Wealth Management can help your business implement and manage a qualified retirement plan including; 401(k), profit share, SIMPLE IRA's and SEP IRA plans. Together, our team of tax experts we can help your business reduce taxes through various pension plan strategies and defined contribution plans.
Business Solutions
Kerr Wealth provides strategic financial advice to small
business owners. We can seriously help you improve cash flow and save on taxes.
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Reduce organizational slack.
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Business goals.
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Business benchmarking.
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Business Models.
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Financial roadmap.
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Structure a budget.
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Review business insurance and risk exposures.
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Reduce tax liabilities.
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Enhance wealth of employees and owners.
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Review financial reports.
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Analyze opportunities for pension plan and 401k savings.
"Our Clients Engage Us For Experienced Financial Advice"
Our Financial Planning Process
Gather Information
Establish Goals & Objectives
Analyze Your Situation
Develop a Plan
Implement Plan
Monitor and Review Your Financial Plan
Tax-efficient coordination of investment assets across various types of accounts.
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Strategizing the ultimate backup retirement financing.
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Developing a plan that identifies a required rate of return on all investment assets.
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Identifying a required rent roll and cap rate on an investment rental property.
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How to minimize lifetime taxes through distributions of your taxable, tax-deferred, and tax-free accounts.
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Implementing the right withdrawal rates and RMD's during retirement.
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Multi-bucket Roth conversions to slash income taxes and minimize the widow tax.
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Knowing how they can retire, when they can retire, and if they actually have enough money.
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Understanding and planning for catastrophic long-term medical expenses.
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Strategizing the ultimate backup retirement financing.
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Social Security timing, delaying, and claiming decisions.
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And much, much more!
Easy ways to start saving for retirement...
Starting from just $1.00 in savings, if you saved $100 per month for just 10 years and earned 6.5%, you could have $16,842.23. Start saving today and you might be pleasantly surprised.
More About Us
Now that you know we are fee-only. What else should you know?
Kerr Wealth Management is a Registered Investment Advisor (RIA). RIA stands for you. It also means we are registered directly with the state of California as a fiduciary investment advisory.
What else?
We are staffed with Fiduciary Investment Advisors who have completed rigorous education requirements and adhere to fiduciary standards. This also means we do not work for a middle man, broker dealer or insurance company.
How does this help you?
You pay us directly and it can help reduce conflicts and help reduce costs.
The Kerr Wealth approach addresses your goals first, then we talk investment solutions.
A team approach.
The financial advisors at Kerr Wealth Management use a team approach to managing client portfolios. This helps us ensure we are meeting your needs and remaining at the top of our game.
Meet the team and get your financial checkup.
Experienced
professionals.
Todd Pilosi, AWM, CIMA - Wealth Advisor
Joe Williams - Administrator
Ella Powell - Tax Advisor