Fresno, CA Fee-only financial advisors making your goals real.
What can we offer you?
A.
Unbiased financial advice.
A fiduciary relationship.
Fee-only investment services.
Q.
SCHEDULE A WEALTH
BUILDING SESSION
Our Advisors help you with
INVESTING
Capitalizing on our modern investment capabilities
RETIREMENT
Plan for your ideal retirement lifestyle
PLANNING
Designing your financial roadmap
Develop your investment approach
Implement a small business retirement plan.
Tax planning and preparation
Manage your downside risk
Invest in the future
Manage your optimal retirement income
Help you transition from working years to freedom years
Plan for your major life events
Estate planning and generational transfers
Manage your estate / trust investments
Incorporate real estate into your investment portfolio
Strategic Business Planning
Comprehensive Wealth
Management Services in Fresno, CA
SCHEDULE A WEALTH
BUILDING SESSION
"Hi, we are Kerr Wealth Management in Fresno, CA. Kerr Wealth Management is a fee-only Registered Investment Advisor (RIA). Our Financial Advisors help people invest in their future, reduce taxes, save money and retire with confidence.
The customers we help happen to be a diverse group of successful small business owners, physicians, affluent, CEO's, farmers, teachers, nurses and retirees."
Building your financial plan together
About You
It's about you. Nothing is conflict free but as fee-only financial advisors and Enrolled Agents (EA) we do our best to help you where you need it the most. The old way, your advisor's broker dealer firm came first.
Planning & Advice
Retire on your terms! Proper financial planning can help you get a better idea of what your future might look like. The old way of doing business meant you had to buy a product first. Our way, we start with you first.
Straight Forward Investing
Keep it simple. After careful planning our team of fee-only advisor's work together to develop and manage your tailored investment portfolio. The old way - you purchased a product first from a broker and then you had to figure it out.
Financial
Planning
Using a fee-only approach, our team of financial advisors tailor holistic financial plans to meet our client's needs.
Investment
Management
We are an independent investment advisory firm staffed with Accredited Wealth Managers and Certified Investment Management Analysts. Providing an actively managed approach to portfolio management, Kerr Wealth offers experience and a deep understaning of the stock market, fixed income markets, financial products, cryptocurrency and more.
401(K) & Retirement
Plans
Kerr Wealth Management can help your business implement and manage a qualified retirement plan including; 401(k), profit share, SIMPLE IRA's and SEP IRA plans. Together, our team of tax experts we can help your business reduce taxes through various pension plan strategies and defined contribution plans.
Tax Preparation
With our team of tax professionals and Enrolled Agents (EA), Kerr Wealth Management takes a proactive approach by incorporating in depth tax planning into your financial plan; giving you a true holistic approach, not a washed down cookie cutter approach.
A Wealth Management Firm With
Many Facets
Individual Solutions
Kerr Wealth Management specializes in holistic life-cycle financial planning and investment management. Holistic means we start by exploring what money represents to you and aligning your finances, taxes and investments with your life.
Business Solutions
Kerr Wealth provides strategic financial advice to small
business owners.
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Reduce organizational slack.
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Business goals.
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Business benchmarking.
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Business Models.
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Financial roadmap.
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Structure a budget.
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Review business insurance and risk exposures.
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Reduce tax liabilities.
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Enhance wealth of employees and owners.
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Review financial reports.
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Analyze opportunities for pension plan and 401k savings.
"Our Clients Engage Us For Experienced Financial Advice"
Our Financial Planning Process
Gather Information
Establish Goals & Objectives
Analyze Your Situation
Develop a Plan
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Tax-efficient coordination of investment assets across various types of accounts.
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Strategizing the ultimate backup retirement financing.
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Developing a plan that identifies a required rate of return on all investment assets.
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Identifying a required rent roll and cap rate on an investment rental property.
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How to minimize lifetime taxes through distributions of your taxable, tax-deferred, and tax-free accounts.
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Implementing the right withdrawal rates and RMD's during retirement.
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Multi-bucket Roth conversions to slash income taxes and minimize the widow tax.
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Knowing how they can retire, when they can retire, and if they actually have enough money.
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Understanding and planning for catastrophic long-term medical expenses.
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Strategizing the ultimate backup retirement financing.
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Social Security timing, delaying, and claiming decisions.
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And much, much more!
Implement Plan
Monitor and Review Your Financial Plan
Easy ways to start saving for retirement...
Starting from just $1.00 in savings, if you saved $100 per month for just 10 years and earned 6.5%, you could have $16,842.23. Start saving today and you might be pleasantly surprised.
More About Us
Now that you know we are fee-only. What else should you know?
Kerr Wealth Management is a Registered Investment Advisor (RIA). RIA stands for you. It also means we are registered directly with the state of California as a fiduciary investment advisory.
What else?
We are staffed with Fiduciary Investment Advisors, Accredited Wealth Managers, Enrolled Agent's (EA) tax preparers and Chartered Retirement Plan Counselors (CRPC) who have completed rigorous education requirements and adhere to fiduciary standards. This also means we do not work for a middle man, broker dealer or insurance company.
How does this help you?
You pay us directly and it can help reduce conflicts and help reduce costs.
The Kerr Wealth approach addresses your goals first, then we talk investment solutions.
A team approach.
The financial advisors at Kerr Wealth Management use a team approach to managing client portfolios. This helps us ensure we are meeting your needs and remaining at the top of our game.
Meet the team and get your financial checkup.
Experienced
professionals.
Syenna Ovalle - Administrator