Planning and Financial Advice
A financial plan for every aspect of your life.
Built Like a Good Day’s Work: Fee-Only Financial Planning That Rides With You
At Kerr Wealth Management, we believe financial planning should work as hard as you do. Like a long day in the field or saddle, good planning is steady, honest, and built to last.
We’re a fee-only fiduciary—which means we don’t sell products or earn commissions. Just clean, conflict-free advice with one goal: helping you get where you want to go, with every decision grounded in strategy and purpose.
Whether you’re building a life, growing a business, or preparing for a well-earned future, our planning is hands-on and personal—designed for all the real twists and turns life throws your way.
A Plan for Every Season of Life
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Starting Out
▸ Setting financial foundations
▸ Managing debt, saving smart, and investing early
▸ Making sense of employee benefits and insurance -
Building & Growing
▸ Business and farm planning
▸ Retirement plans for sole proprietors or company owners
▸ Tax strategy and investment allocations for growth
▸ Planning for children, land, or succession -
Transitions & Milestones
▸ Selling a business or passing on the ranch
▸ College funding and family wealth transfer
▸ Social Security and Medicare planning
▸ Estate planning and charitable giving
For Business Owners, Professionals, Land Stewards & Legacy Builders
We help entrepreneurs, professionals, farmers, and family business owners connect the dots between their business operations and personal goals with:
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Entity structuring and succession strategies
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Tax-smart retirement plan design (SEP, Solo 401(k), DB plans)
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Cash flow planning and risk management
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Valuation guidance and exit planning
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Coordination with CPAs and legal advisors
True Planning Rides Beside You
Markets shift, life changes, and priorities evolve. We’re not here to hand you a binder and send you off—we’re here for the long ride. With Kerr Wealth Management, you get a plan that moves with you, and a partner that stays in your corner.
Because planning, like farming or ranching, is about showing up—year after year, with a clear head and a steady hand.
You’ve just retired, or perhaps you experienced a major health or financial challenge — and you’re life is going to change. You need help focusing on what to do financially but maybe you do not know where to start? Try a fee-only financial advisor at Kerr Wealth Management.
Your Financial Challenges
Whether you’re starting a business, starting over or moving on; the right financial plan can help you move forward with clarity and confidence.
Common challenges include:
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I need help to manage my personal finances!
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How can I get more tax deductions?
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What kind of retirement plan does my business need?
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I just had a child - what kind of savings plan should I start?
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How do I pay off student loans? Should I pay them and my credit cards off before saving and investing?
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Should I buy or lease my next car?
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How will I pay for my wedding?
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Can I afford to buy a home?
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Will I be able to retire?
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I just got divorced and need help creating a cash flow plan.
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My spouse just passed away and I inhertied an IRA.
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My parents just passed away and I inherited a large estate.