Investment Capabilities

Our highly experienced investment advisors develop tailored investment portfolios designed to help you reach your financial objectives. Nothing we do is cookie cutter, but we also keep things simple. We know form experience our clients don't like complicated investments and want to feel comfortable with their investment portfolio. 

Investment Management Capabilities

Exchange Traded Funds - ETF
Smart Beta and Multi factor ETF
Global ETF
Global and Domestic Mutual Funds
US Stocks
Foreign Stocks
Bond Funds
Government Bonds 
Corporate Bonds
High Yield Bonds
Global Bond Funds
Real Estate Investment Trusts - REIT

 

Exchange Traded Funds

Kerr Wealth Management core investment portfolios are built around ETF models. We believe they offer a tax efficient and low cost solution to managing client money.

Stocks

Stocks are an important part of our approach. We use individual stocks for clients who want direct ownership of a public company, inflation protection or just dont want to use mutual funds or ETF's altogether.

Mutual Funds

In addition to our core ETF's we utilize comprehensive mutual fund screens to identify strong performance mutual funds that we feel can add extra horse power or diversification to our client portfolios.

Strategic Advisor Portfolios

At the heart of our investment management services is our Strategic Advisor Models designed to help capture less 

down turn and more upside. While we never promise that our models will beat the market we use our models to help target a specific long term performance goal. Our models are blend of ETF's, actively managed funds and stocks or bonds.

Investment Custodian Platform

Though Kerr Wealth Managment our clients get the best of both worlds. Hands on highly experienced wealth management and an open architecture and robust trading partner, TD Ameritrade. Kerr Wealth Management utilizes TD Ameritrade's Institutional investment custodial platform. TD Ameritrade allows us superior flexibility, transparency and backing of the #1 ranked investment custodian in the United States. (Ranked #1 by Stockbroker.com)

Kerr Wealth Management has a dedicated support team from TD Ameritrade and is open from 5AM to 5PM PST allowing us to work full time on our client portfolios. From check writing to debit cards and banking TD Ameritrade offers our customers with investment accounts the freedom they need. TD Ameritrade also provides up to $149.5 Million of protection guarantee against theft or identity theft, $500,000 of SIPC Insurance and $250,000 of FDIC insurance for each customer account.

TD Ameritrade does not charge for stock or ETF transactions and mutual funds fees are either waived or have a trade fee of only $25.00. 

From stocks, mutual funds to publicly traded reits and CD's TD Ameritrade allows us to offer our clients an almost unlimited suite of wealth managent solutions at our finger tips. 

Economic Cycle in Four Stages

You may have heard of the National Bureau of Economic Research (NBER); it's the organization that announces a recession has officially ended—three years after the fact. The data may be slow to develop, and a bit dry, but a little digging can provide insight into investment decisions. Here is a list of the four basic stages of the economic cycle, and some associated telltale signs of the economic stages. Keep in mind these usually trail the market cycle by a few months.

At Kerr Wealth Management we think it's vital four our clients and our Advisors to understand where we are at in the economic cycle. Understanding how the economic cycle works can help you understand how different investments work in different times of the cycle. With our almost unlimited investment capabilities we can help you design and manage a tailored investment approach. 

Early Recession
This is where things start to go bad for the overall economy. Consumer expectations are at their worst; industrial production is falling; interest rates are at their highest and the yield curve is flat or even inverted. Historically, three  sectors have found favor during these rough times:

Services (near the beginning)

Utilities

Cyclical's and transport's (near the end)

Early Recovery
In this stage, things are starting to pick up. Consumer expectations are rising, industrial production is growing, interest rates have bottomed and the yield curve is beginning to get steeper. Historically, successful sectors at this stage include:

Industrials (near the beginning)

Basic materials

Energy (near the end)

Full Recession
This is not a good time for businesses or the unemployed. Gross domestic product (GDP) has been retracting quarter over quarter, interest rates are falling, consumer expectations have bottomed and the yield curve is normal. Sectors that have historically profited most in this stage include:

Cyclical and transports (near the beginning)

Technology

Industrials (near the end)

Late Recovery
Late Recovery

In this stage, interest rates can be rising rapidly, with a flattening yield curve. Consumer expectations are beginning to decline and industrial production is flat. Here are the historically profitable sectors in this stage:

Energy (near the beginning)

Staples

Services (near the end)

*Diversification, smart beta, low cost ETF’s, stocks and mutual funds all carry risk specific to their security type and diversification does not mean low risk or mean that you cannot lose principal value. Investors should consider their risk tolerance or do some financial planning to help determine their risk tolerance and investment needs. Kerr Wealth Management may use investment models with ETF’s and mutual funds and or utilize individual stocks for clients with long term horizons or an appetite for risk in exchange for potential growth. Our capabilities refer to general types of accounts and investments we have access to as an advisory firm. Kerr Wealth Management is not endorsing the use of any particular security or fund or a fund company and is not a fund company. Nothing on this page should be interpreted as advice because it is not intended to be financial advice.

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Contact

Kerr Financial Planning Corporation

2507 W. Shaw Ave. Fresno, CA 93711

Phone (559) 277-4772

Fax (559) 573-8558

CFP, EA, AWM, CRPC, Series 65

akerr@kerrwealth.com

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Important notice regarding investment advisory services: Financial Planning, Investment Advisory and ERISA services offered through Kerr Financial Planning Corporation, Inc. DBA: Kerr Wealth Management, A Registered Investment Advisor, (RIA). RIA does not mean a designation. Retirement plan administration, record keeping, 5500 filings and general retirement plan documents, tax services and accounting services provided by Kerr Payroll Solutions, LLC a provider of payroll and retirement plan administration. Insurance products are not sold or provided by Kerr Wealth Management. Insurance services are provided by Kerr Insurance Brokers, Inc. Kerr Insurance Brokers, Inc., Kerr Payroll Solutions, LLC. and Kerr Wealth Management are affiliated. Kerr Wealth Management is not affiliated to any investment custodian mentioned on this site. Kerr Wealth Management and it' Financial Advisor's give insurance, pension, limited tax, limited estate, business development, investment management, retirement plans and other advisory services or advice. This website is not to be interpreted as advice whatsoever, nor is it a solicitation of an investment or security. To view the status of your financial advisor's licensing, credentials, certifications, professional background and disclosures go to www.adviserinfo.sec.gov. Trade orders must be made verbally or in person. Orders received via text or email will not be accepted or entered. Interest or other other requests that are not trade orders may be accepted via text. This website should not be considered as financial, legal, tax or investment advice. Kerr and it's advisor's do not give legal advice or legal tax advice. Any recommendations relating to corporate structure or tax should be verified by your accountant or attorney. Diversification, active management and asset allocation do not guarantee returns or eliminate risk. Diversification could still lead to loss of principal value. Diversification and asset allocation attempt to spread risk across various asset classes. Self directed IRA's do not guarantee growth and investors should understand the risk before investing in real estate, commodities, precious metals, tax liens, notes or other alternative assets. Kerr Wealth Management and it's advisor's are not real estate agents, brokers and do not provide legal real estate advice. Investors are solely responsible for their decisions to invest in a self directed IRA. Kerr Wealth Management and it's Advisor's do not make recommendations of any specific investments through a self directed IRA account other than traditional investments like publicly trades securities like mutual funds, ETF's, stocks, bonds, CD's and Cash. We may assist investors understand the risk and potential cash flow or loss associated with a self directed IRA investment that is not a traditional publicly traded security. Kerr Wealth Management and it's advisor's are not commodity brokers, advisor's or traders. Self directing involves potential tax complications and unique risk that may be higher or lower than investing in publicly traded markets and investors should consult with their tax advisor about potential UBIT or UDFI taxation. Videos posted on our website may or may not be produced or owned by Kerr Wealth Management and may have been provided by a fund company or third party. We do not warranty or guarantee the information in the videos and the content in the videos should only be interpreted as educational or informational. Not financial advice. Kerr Wealth Management's financial planning process may require a few hours to multiple meetings and various drafts. Incomplete or incorrect information provided to Kerr Wealth Management during the planning process may have an adverse affect on the planning result and it is up to the client to confirm and verify information provided and the accuracy of plan data. It is up to the client to adopt and act on the changes recommended and up to the client to follow the disciplines recommended beyond the initial planning process. Review meetings are recommended but planning ceases at the delivery of an initial plan. Various aspects of the financial planning process may be considered or could be a conflict of interest. Recommendations related to retirement accounts and recommendations to use any insurance service, retirement administration or other service from one of our affiliated companies could be a conflict of interest because additional compensation may be earned. Nothing on this website should be considered a recommendation or solicitation of investment advice or products. Nothing our advisors, staff, website or other affiliates say or do is conflict free. Virtually all recommendations and actions have some level of conflict and it is up to the customer to act on an recommendations or inquire about such conflicts. Our advisors or non advisor staff may be compensated for the sale of insurance products, retirement plan record keeping services, payroll or bookkeeping. Please read our ADV brochure below to understand how our fee structure works as well as any other services that may be provided by our company or affiliated Kerr Companies that could create a conflict of interest. Kerr Wealth Management does not provide tax advice or legal advice. Tax services provided are limited in scope and focus on tax minimization strategies. Please refer to your CPA or EA for tax advice. Kerr Wealth Management 

does review tax returns as part of our financial planning services but does not provide tax preparation services directly to the public. Kerr Wealth Management does not provide legal advice, draft wills or trusts however Kerr Wealth Management may review your will or trust as part of the financial planning process. 

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Kerr Wealth Management offers links to other third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links you will leave Kerr Wealth Management' website and will be redirected to another site. These sites are not under the control of Kerr Wealth Management. ​​

Kerr Wealth Management is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Please be aware that the security and privacy policies on these sites may be different than Kerr Wealth Management policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly.

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