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401(k) Rollover Services

Kerr Wealth Management's financial advisors can help you 

understand your rollover 401(k) options and design a tailored

investment plan for your rollover IRA.


401(k) rollover services offered locally in Fresno, and Clovis CA, and surrounding California areas.
Do you have an old 401(k) or 403(b) from your former employer?

Let a Kerr Wealth Fiduciary financial advisor help you compare your options so you can make the right decision.

401(k) Rollover Options

The IRS allows for the following three options when it comes to rolling over your 401(k):


Option 1. Open a Rollover IRA.
If your new employer does not offer a 401(k) or 403(b) then you can rollover your account into a rollover IRA through one of our trusted custodians. By rolling over your qualified account you can take control and continue tax deferred growth potential. Kerr Wealth Management can help you design a cost effective retirement portfolio designed to help you reach your retirement goals.


Option 2. Rollover to a new workplace plan.
Our Fresno, CA financial advisors can help you consolidate your 401(k) into your new employers plan. Your new company may or may not have a financial advisor to educate you about your investment options or maybe you are not comfortable with the one provided. Either way, we can help fill in the gap for a reasonable fee. Its important that you receive objective advice about your investment options, after all its your hard earned money and with a little effort you can make a big impact on your retirement savings.


Our financial advisor's can help you with:

  • Determining your investment risk tolerance.

  • Determining how much you should be contributing to your 401(k).

  • Identifying your required rate of return.

  • Analyzing your investment choices.

  • Analysis of mutual fund fees and fund types.

  • Working with your new retirement plan sponsor during the rollover process.

  • investment portfolio reviews.Ongoing


Option 3. Cash Out for Retirement.
If you withdraw money from your 401(k) or 403(b) plan, your cash distribution will be subject to federal and state taxes and, before age 59 1/2, a 10% withdrawal penalty may apply. By taking a cash distribution, your portfolio wont have the potential to continue growing tax-deferred.

Our financial advisors can help you with:

  • RMD Calculations

  • Cash Flow Needs

  • ConsiderationsTax


*Rollover recommendations create a conflict of interest because Kerr Wealth Management will earn asset management fees for such recommendations.

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